Home improvement loan

Make a house your home with a home improvement loan

Apply Now Personalised loan quote - no impact on your credit rating

Our best ever Representative 4.9% APR for loans of £7,500 to £14,950. Other amounts available at alternative rates. Over 18s and existing NatWest current accounts customers only.


Give your house a makeover

Home improvement loan from NatWest

Home improvements could be a quicker and more cost effective solution to your needs vs. moving home or using a kitchen or double-glazing company finance. That’s why a NatWest home improvement loan can be repaid over term of up to 10 years for amounts over £2.5k. Our home improvement loans could help you add value where you're improving the fabric of your property such as installing your dream kitchen, bathroom, windows or conservatory. 

Home improvement loan - benefits & features


A wide range of repayment terms and amounts to suit your needs


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Home improvement loans

- Loans of £1,000 to £14,950 can be repaid over a maximum of 5 years
- Loans from £15,000 to £25,000 can be repaid over a maximum of 7 years
- Home improvement loans over £2,500 can be repaid over a maximum of 10 years
- The minimum loan term is 1 year, irrespective of loan amount


No upfront fees - we won't charge you any fees for setting up your Personal Loan.



You can apply to borrow for various types of home improvement.


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Home improvement loans

Home improvement loans can be taken out for various reasons.
These include loft conversion, a new conservatory, replacement windows/doors,
extension to property, central heating system, new kitchen or new bathroom.


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Not sure which type of borrowing is right for you?

If you need to borrow money and you are not sure which product might be right for you, use our helpful tool to compare the features of different types of lending.

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Personal loans

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