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Manage your savings

Key facts

Instant Access Savings Accounts

Want to find out your interest rate, when is it paid or the minimum deposit required? The table below gives you an overview of our existing savings accounts. Please note that the interest rate is variable, so it can go up as well as down. 

Can't find your interest rate below? Your account may no longer be on sale however we have a list of all accounts including previous rates.

RTE

Key definitions

Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate. This means the interest rate you are paid before the deduction of basic rate income tax.

Net Rate. This means the interest rate you are paid after the deduction of basic rate income tax.

Tax Free. Tax-free interest means interest payable is exempt from UK income tax.

Fixed Rate Savings Accounts

If you have a Fixed Terms Savings Account or Fixed Rate ISA you can find our current rates below or you can find your interest rate on your Certificate of Deposit. You will have been sent this shortly after the Start Date.

RTE

Fixed Rate ISA

Fixed Term Savings

What is my interest rate?

Interest Rate varies depending on when you open your account. View our current rates.

Interest Rate varies depending on when you open your account. View our current rates.

When is my interest period?

Interest is paid annually on first business day in April and upon maturity

Interest is paid monthly on the first business day.

How much do I need in my account to open it?

£1,000

£5,000

Can I withdrawal money from my account? Will I be penalised?

Partial withdrawals are not permitted. Early closure will result in an Early Closure Charge.

Partial withdrawals are not permitted. Early closure will result in an Early Closure Charge.

Note

You are not able to add additional funds after your Start Date. Refer to your Information Sheet for details

You can withdraw funds or even make further payments until the business day before the Fixed Term Start Date

Fixed Rate Savings Accounts

Misplaced your Certificate of Deposit?

You will have been sent your Certificate of Deposit shortly after the Start Date. If you have misplaced your Certificate of Deposit and would like to order a replacement please call us or go into your local branch.

NatWest Branch Locator
Find your nearest branch using our branch locator.

Telephone Banking
Personal Customers - 03457 888444 (Overseas +44 8705 888444)
Business Customers - 03457 114477 (Overseas +44 8705 114477)
Minicom: 0800 404 6161
Open 24 hours a day.
Calls may be recorded.

Manage your savings account

How can we help today?

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